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Maricopa CountyRefinance in Tempe, Arizona
Get a lower rate, a shorter term, or cash from your equity — with a local broker who makes it simple.
Trusted by Arizona homeowners · Maricopa County
Refinance · Tempe
Local refinancing help for Tempe
Looking for a refinance in Tempe? ASJ Mortgage Solutions helps Tempe-area buyers and homeowners across Maricopa County with a lower rate, a shorter term, or cash from your equity. You’ll work with a local, Arizona-licensed broker who shops multiple lenders — and explains every number in plain English.
A refinance replaces your current mortgage with a new one — ideally on better terms. Homeowners refinance to lower their interest rate and payment, switch from an adjustable to a fixed rate, shorten their term to pay off the home sooner, remove mortgage insurance, or take cash out for renovations, debt consolidation, or other goals. The key question is always the same: does the benefit outweigh the cost? We’ll show you the break-even point clearly before you decide.
See your potential savings
Why Tempe chooses ASJ
A broker in your corner
Licensed & local
A licensed Arizona broker who knows Tempe — not an out-of-state call center.
We shop, you save
As a broker we compare multiple lenders to fit your refinancing scenario.
Built for speed
Clear timelines and responsive communication so your Tempe offer stands out and closes on schedule.
Plain-English guidance
No jargon. We walk you through every step from first call to keys.
Simple process
How it works
1 · Apply
Answer a few quick questions — minutes, and no credit pull to start.
2 · Approve
We review your goals and get you pre-qualified with a clear estimated payment.
3 · Close
We manage underwriting to the finish line and hand you the keys.
Trusted by Tempe homeowners
Real reviews from real Arizona borrowers
We earn trust one closing at a time.
Good questions
Refinance in Tempe — FAQs
Do you offer refinancing in Tempe, Arizona?
Yes. ASJ Mortgage Solutions provides refinancing throughout Tempe and the surrounding Maricopa County area. We’re an Arizona-focused broker, so we know local price points and timelines.
When does refinancing make sense?
When the monthly savings (or the value of the cash-out, shorter term, or removed mortgage insurance) outweighs the closing costs within a timeframe that fits how long you’ll keep the home. Our break-even calculator and a quick chat make this clear.
Can I take cash out when I refinance?
Often, yes — if you have enough equity. A cash-out refinance lets you borrow against your home’s value for renovations, debt consolidation, and more, subject to guidelines.
How do I get started with refinancing in Tempe?
Start the short survey on this page or call (480) 422-4380 (or text (480) 376-7355). We’ll review your goals and map out your options — at no cost and with no obligation.
How fast can I close in Tempe?
Timelines vary with your situation and the property, but a well-prepared file can often close within a few weeks. We set expectations up front and keep you updated.
What areas around Tempe do you serve?
We serve Downtown Tempe and Mill Avenue, Tempe Town Lake, South Tempe, Warner Ranch, and the areas around ASU, plus communities across Arizona. If you’re near Tempe, we can almost certainly help.
Get started in Tempe
Let’s find your number
Start the short survey and we’ll follow up with a clear next step. Prefer to talk? Call (480) 422-4380 or text (480) 376-7355.
- Takes just a few minutes
- No cost, no obligation
- A real, local human follows up