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Mortgage loans in Tempe, Arizona
Central, walkable, and in-demand — financing for Tempe buyers, investors, and homeowners.
Maricopa County
Local mortgage help for Tempe buyers & homeowners
Tempe is energetic and central — home to Arizona State University, Tempe Town Lake, and a mix of condos, townhomes, and established single-family neighborhoods. Whether you’re a first-time buyer, an investor near campus, or a homeowner refinancing in South Tempe, we know this market.
We serve Downtown Tempe and Mill Avenue, Tempe Town Lake, South Tempe, Warner Ranch, and the areas around ASU. As a local, Arizona-focused broker, we shop multiple lenders to match your situation — and you always work with a real person who knows the area, not a faceless call center three time zones away.


Why local matters
We know Tempe — and the people who lend here
Local market knowledge shapes everything from how aggressively to write an offer to which lenders move fastest on which property types. That’s the advantage of a neighborhood broker.
- Pre-approvals that help your Tempe offer stand out
- Programs matched to local price points and property types
- Clear timelines and real communication, start to close
Good questions
Mortgage questions in Tempe
Do you offer mortgages in Tempe, Arizona?
Yes. ASJ Mortgage Solutions serves Tempe and the surrounding Maricopa County area with FHA, VA, conventional, jumbo, first-time buyer, and refinance options. We’re an Arizona-focused broker, so we know this market well.
How much do I need to buy a home in Tempe?
It depends on the price point and program. Many Tempe buyers use low-down options — FHA at 3.5%, conventional at 3%, or VA at $0 down for eligible Veterans. The fastest way to know your number is a quick pre-qualification.
Can you help me refinance my Tempe home?
Absolutely. We’ll run a free break-even analysis to show whether refinancing your Tempe home makes sense — to lower your rate, shorten your term, remove mortgage insurance, or tap equity.
Popular Tempe loan pages
Explore Tempe financing by program
Serving all of Arizona
Looking in another city?
Buying or refinancing in Tempe?
Start with a few quick questions. We’ll come back with a clear, local, no-pressure plan for your next step.
Get Pre-Qualified